Buying or Selling a Home With Pest Issues Buying a Home With Pest Issues Purchasing a home with pest issues can be a major concern, as pests can cause damage to the structure of the home and create health problems for the occupants. It is important to have a professional pest inspection completed before purchasing a home to identify any existing or potential pest issues. Pest infestations can have serious consequences for the integrity of a home and the health of its occupants. Termites, for example, can cause significant damage to the structural wood of a home if left unchecked. Other pests, such as mice and rats, can damage wiring and insulation, posing a fire hazard. They can also carry diseases, which can be transmitted to humans through bites or contact with contaminated surfaces. It is important to have a professional pest inspection completed before purchasing a home to identify any existing or potential pest issues. A pest inspector will look for signs of infestations, such as droppings, nests, and damage to wood and other building materials. They will also look for potential entry points and conditions that may attract pests, such as excess moisture or standing water. If the inspection reveals the presence of pests, you should consider negotiating with the seller to have the pests treated or for a credit towards the cost of treatment. You may also want to consult with a real estate lawyer to determine your rights and options as a buyer. In addition, you should consider the long-term cost of pest control and make sure it is factored into your budget for maintaining the home. Pest control can be expensive, and it is important to have a plan in place to address any future pest issues. Selling a Home With Pest Issues If you are selling a home that has pest issues, it is important to be proactive in addressing the problem and transparent with potential buyers. Pest infestations can be a major concern for buyers, as pests can cause damage to the structure of the home and create health problems for the occupants. The first step in selling a home with pest issues is to have the pests professionally treated. A pest control company can figure out how bad the problem is and suggest a plan for treatment. Make sure to do what they tell you to do and give the treatment enough time to work. It is also a good idea to have the home re-inspected  to ensure that the pests have been effectively eliminated. Next, it is important to disclose the pest issue to potential buyers. Most states require sellers to tell buyers about any major problems, like pest infestations, that they are aware of. This can be done through a property disclosure statement, which should be provided to potential buyers as part of the home sale process. It’s important to be honest and clear in your disclosure, because not telling the truth about known major flaws can cause legal problems in the future. It is also a good idea to provide documentation of the pest treatment, such as receipts or a certificate of treatment. This will show that you have taken steps to deal with the pest problem, which can help buyers feel less worried. Lastly, you might want to think about giving the buyer a credit toward the cost of future pest control. This can help ease their concerns and make the home more attractive to potential buyers. If you can’t offer credit, you might have to lower the price of the home to make up for the cost of pest control. It is important to be flexible and open to negotiation in order to make the sale. Final Thoughts In the end, whether or not you buy a home with pest problems will depend on your personal situation and how willing you are to take risks. If you are okay with how much it will cost and how much work it will take to get rid of the pests and are sure that the problem can be solved, you might want to think about making the purchase. However, if the pest issue is significant or the cost of treatment is prohibitive, it may be best to look for a home without pest issues.
Can I Sell my House During Foreclosure Introduction For someone who is unable to keep up with mortgage payments or other liens on the home, the foreclosure process is frequently drawn out and difficult. For those who are currently going through this process, there may be ways to continue without losing everything. Because of this, the people who live in the house can stay there until the dispute is completely settled. The homeowner should stay in their home, talk to a real estate lawyer, and do research to avoid a situation in which debts may still be owed for different reasons. This might result in a better outcome. The house can still be sold for a profit while the foreclosure process is ongoing. The current owner may sell the property for more than what is owed in mortgage payments if the property has not yet been sold through an auction. This would then generate enough income to pay off the mortgage debt and leave money on the table to buy a new home or rent or lease an existing one. This has to be completed, though, before the property is sold at auction to fund the foreclosure process. This calls for prompt action and proper documentation Aspects to Consider with Foreclosure A bank agent who starts the foreclosure process may be contacted by someone who is unable to make the required mortgage or loan payments to keep the account open. The homeowner may have other options, though, as these processes can take months or even years, depending on a number of factors. In some circumstances, the financial lending company may look for an alternative to foreclosure. It’s possible that a payment extension will be given. It might be possible to refinance or make a new payment plan by adding to the original agreement. Before leaving the property to foreclosure, it is best to get in touch and talk with the company to discuss any potential alternate routes. Others look at the contract for the lending facility to see what might be possible based on the fine print. To make sure that the payments are made at a lower interest rate or payment amount, another company may be contacted, or there may be a grace period to get the needed funds. Before taking any other action, it is best to seek the advice of a real estate attorney if this is not possible. He or she might explain that the best course of action might be to sell the property. However, the homeowner might only have a limited amount of time to do so. This means that before continuing with a sale before an auction, he or she should make sure that all of that information is known. Hiring a Real Estate Lawyer or Agent While the home is going through the foreclosure process, a seasoned and knowledgeable real estate agent might be able to get in touch with the lending institution and try to negotiate so that the property has time to sell. This may be a good way for the agent in charge of the case to make sure the homeowner gets their money, even if the bank or another institution won’t work with them. Before the sale can happen, a realtor might need to conduct a market analysis on the property to determine its true value. Then, to bargain with the bank, third-party authorization forms are typically required. In general, it is preferable to sell the house for a profit as opposed to a short sale or auction, where the owner receives nothing after the house is bought by the buyer. Due to the foreclosure process costing the company money and not always recovering all of the money owed, lending institutions believe working with the sale is a better alternative than going through with the foreclosure. It might take 90 to 120 days to complete a short sale in which the owner receives no money. During this time, the homeowner may still be making mortgage payments. Depending on the state in which the house is located, the foreclosure process can take weeks or months to complete. The completion of all paperwork can occasionally take up to or even longer than a year. Depending on the state, the owner usually has up to 90 days to fix a late payment so that the problem can be fixed and business can go on as usual. A realtor or real estate agent should be hired to help sell the house if this is not possible. A real estate lawyer should be hired to handle these things from start to finish to make sure that everything is valid, legal, and done the right way.
Closing Costs – What to Expect When you sell your house, there are many hidden closing costs that can eat into your profits. This article highlights what those common closing costs are. From agent commissions to transfer taxes, it’s important to be aware of all the potential expenses. One of the biggest costs you can expect is the real estate commission. This is a fee paid to the agent who represents the buyer. The commission is typically a percentage of the sale price, so it can add up to a significant amount of money. Fortunately, many closing costs are tax-deductible, and they can be offset against the proceeds of the sale. However, it’s important to be aware of all the potential costs involved so you can budget accordingly. Below are some of the most common closing costs and how you can budget accordingly: Agent commissions: Realtor commissions are the fees real estate agents charge for their services. The fee is typically a percentage of the total sale price of the home, and it is paid at closing. While realtor commissions can vary depending on the agent and the market, they are typically around 5-6% of the sale price. For example, on a $200,000 home, the realtor commission would be $10,000-$12,000. Realtor commissions are negotiable, and some sellers may negotiate a lower rate. However, it is important to remember that the real estate agent is providing a valuable service and is entitled to fair compensation. It is important to understand realtor commissions so you can factor it into your budget. Appraisal fee:  A home appraisal is an important part of the closing process on your home purchase. The appraiser will visit the property and assess the value of the home, taking into account factors such as the location, condition of the property, and recent comparable sales in the area. This appraisal will be used to determine the amount of closing costs that the buyer will need to pay. In some cases, the appraised value of the home may be lower than the purchase price, in which case the buyer may need to negotiate with the seller to bring the price down to match the appraisal. In other cases, the appraised value may be higher than the asking price, giving the buyer some negotiating power when it comes to closing costs. Either way, it is important to have a clear understanding of your home’s value before heading into closing. Legal fees: You may need to hire a lawyer to handle the legal aspects of your sale, or if you are selling directly to a buyer.. Their fees will vary depending on the complexity of the transaction and the location of the property. In some cases, the seller is responsible for paying all the legal fees associated with the sale, this includes any fees associated with the transfer of ownership of the property. Title insurance: This is a type of insurance that protects the seller against any claims made on the title to your property. It is typically required by the lender if you have a mortgage. The exact amount you will pay as a seller will depend on the specifics of your title insurance policy. However, knowing the typical closing costs can help make sure you’re not caught off guard. Mortgage discharge fee: If you have a mortgage on the property, you will need to pay a fee to have it discharged. This fee is typically around $200-$300. These fees are a common closing cost associated with refinancing your home. Discharge fees are paid to the lender to cancel an existing mortgage and create a new one. The fee is typically a percentage of the total loan amount but can vary depending on the lender. Be sure to ask about the fee and get an estimate from your lender before making any decisions about refinancing. Property taxes: One often forgotten potential closing cost is property taxes. Depending on the location of the property and the value of the home, property taxes can be quite expensive. In some cases, they can even exceed the mortgage payments! As a result, it’s important to be aware of the property tax situation before you purchase a property because they must be paid in full before the sale can be completed. Credit report: One cost that is often overlooked is the cost of ordering a credit report. A credit report is necessary because lenders use credit report scores to determine if buyers qualify for a loan and what interest rate they receive. While the cost of ordering a credit report may seem insignificant, it can add up – especially if you’re closing on multiple properties. For example, if you’re closing on a home and an investment property, you’ll need to order two credit reports. The cost of ordering two credit reports can range from $30-$50, depending on the provider. Pest inspection: A pest inspection can help identify any potential problem areas like termites and dry rot from pests, which could lead to costly repairs down the road. This will help uncover any hidden issues and help you with negotiating repairs or treatment prior to closing. Recording fees: To finalize the sale, you will need to pay recording fees. This amount is charged by your local government for registering the deed to your new home. Utility bills: Any outstanding utility bills will need to be paid before the property changes hands. These are the fees associated with finalizing the purchase, and they can add up quickly. utility bills are one of the most common closing costs. If you’re buying a home that is already occupied, you’ll need to pay for the utilities that have been used, through the date of closing. This can include things like electricity, gas, water, and trash service. In some cases, you may also be responsible for paying the seller’s utility bills if they haven’t been paid up to date to ensure you can have services turned on in your name. As you can see, there are a number of different closing costs that can add up when selling your house. It’s important to be aware of all of them so that you can budget accordingly and avoid any nasty surprises at the end of the process.

How to Sell a House Without a Real-Estate Agent?


  • Introduction
  • How to Sell Your House Without a Realtor?
  • Pros and Cons of Selling Your House Without Realtor
  • How Much Does Selling Without a Realtor Cost?
  • Alternatives to Selling Without a Realtor
  • Should I Sell Without a Realtor?


While it is not impossible to sell your home without the help of a realtor, the process can be  complicated and stressful, especially if you have no previous selling experience and you don’t understand the market.

Selling for sale by owner (FSBO) requires a lot of work and may not always give the results you were hoping for.

FSBO homes typically sell for less in comparison to homes using a real estate agent. Therefore, any money you save by skipping the listing fee might be offset by a lower selling price.

How to Sell Your House Without a Realtor?

Each state has a different procedure for selling without a real estate agent. The details provided below give a general idea of how most sellers go about it.

If you have made the decision to sell your home without the help of a realtor, the following steps will increase your chances of closing a successful sale.

Determine the true value of your home

It’s crucial to correctly estimate the price of your home.  Purchasers could have an unfavorable impression of a house that has been on the market for a while or whose price has been changed several times.

To learn about recent sales in your neighborhood, go to any of the sites like and look for sales history. Find out the cost per square foot for neighboring homes that are similar to yours, then apply it to your house.

Nevertheless you can only go so far with this. Your best listing price will depend on a number of factors. For instance, the special additions and features of your house, the state of the local market, and others.

One factor contributing to FSBO properties frequently selling for less is the lack of understanding of market and pricing trends.

Prepare your Home for Sale


An inspection of your home before selling can be worthwhile, depending on its age and other factors.

After their offer is approved, buyers often start a home inspection. However, you can use a seller’s pre-inspection as leverage in negotiations and it will alert you to any repairs you might want to do ahead of time.


Depending on the inspector’s findings, you might need to make some house improvements.

It’s customary to have to tell potential purchasers about any items that require repairs. Before putting your house for sale, it will usually make more sense to just go ahead and take care of modest repairs (like a leaky faucet or sticky door jamb).


Realtors may typically offer advice on whether big home modifications will result in a profit. For instance, upgrading a bathroom can cost you $7,000 but increase the value of your house by $2,000 total.

However, some upgrades will result in a poor return on investment.

You’ll have to determine which improvements—if any—would boost your home’s sale and which will be a waste of money without the assistance of a listing agent.


If you intend to host an open house, you might want to think about staging your home to increase the appeal to potential buyers.

Decluttering, storing some of your personal belongings, and rearrangement of your current furniture can all help with this. Alternately, you could decide to leave your home and consult with a staging business for rental furnishings and accessories.

A storage pod costs roughly $200-300 on average each month, while home staging costs about $1,500. Even though it could seem pricey, this will make your house seem its best to potential buyers

Curb appeal

Making your house appear welcoming from the outside as well as the inside is important.

Clean up the landscape and add welcoming touches to make a nice first impression.

Market your Home


One of the best strategies for drawing in potential customers is by using professional images. Photos were extremely helpful to more than 80%  of purchasers who used the internet to search for homes.

Since it’s so common for people to look at houses online, having images that present your home in the best possible way is essential for a quick sale. The kitchen, common rooms, and backyard should all be clearly photographed for potential purchasers to see.  If you’re selling your home without the help of a real estate agent we advise hiring a professional photographer to take images of your property.

Join the MLS

Listing your home on the multiple listing service (MLS) with a flat-fee MLS service is one of the best methods to sell it. It is through the MLS that your listing will be syndicated to significant real estate websites where buyers are searching for homes. These platforms are the primary directory used by buyer’s agents to find houses.

Homes on the MLS can only be posted by someone or a business that has a real estate licence. Most FSBO sellers would normally be turned away by that demand. A flat-fee MLS provider can post your listing to the MLS on your behalf because they hold their own real estate licence, which solves this issue.

Different flat fee MLS providers offer different fees and services. Some cost as little as $100, while others, who provide more hands-on assistance, charge upwards of $1,000.

Negotiate the Offer

Negotiations begin as offers start rolling in. For an FSBO seller, negotiating a purchase agreement can be challenging. Due to the fact that  they frequently deal with buyer’s agents who are seasoned professionals.

How much interest there is in your home will affect your negotiations. You’ll have more negotiating power if you have a few good offers to pick from.

The buyer will probably have more bargaining power if you only have one offer, or your home has been on the market for a while. You’re not required to accept any offer of course, but if you’re in a rush to sell, you can end up selling for much less than you thought.

Gather the required FSBO documents before selling your house

One of the most difficult tasks for an FSBO seller is gathering all the required documentation and submitting them after you’ve found a buyer.

The supplies you’ll need for the majority of transactions are listed below. Do your research on state and municipal laws because they could differ. Not sure if your paperwork is properly formatted? For assistance, contact a real estate lawyer.

For your convenience we have prepared a list with the necessary documentation.

FSBO must-haves for closing:

Your sales contract (documenting the chain of ownership from the previous owner to you)

Property survey (illustrating the legal boundaries of your property)

Certificate of compliance with local property laws

Mortgage documents (including your latest mortgage statement and payoff amount form)

Tax records and final tax statement

Pre-inspection and/or appraisal reports

Comparative market analysis

Title report

Pros and Cons of Selling Your House Without Realtor

There are pros and  cons to selling your home without a real estate agent. There are other expenses to take into account, even if you will save money on your listing fee. Additionally, you’ll need to plan out the time and effort required to sell a house.

Think about the potential disadvantages and advantages before you start.


In a hot market, your house may “sell itself”

You will be in complete control of the selling process.


FSBO homes typically sell for less than homes using agents.

Selling FSBO takes time, and can be harder if you have obligations to your family or job.

Everything, including marketing, showings, price, and negotiations, will be up to you.

How Much Does Selling Without a Realtor Cost?


Choosing a price for a home is one of the biggest problems FSBO sellers face.

You might want to hire an appraiser as a result. Prior to going on the market, a pre-listing appraisal from a qualified specialist guarantees that your home is priced fairly.  The price of this service varies based on the size of your home.


Given the prevalence of online real estate marketplaces , eye-catching professional images are crucial. Home photography services can cost anywhere from $150-$500.

To make sure your property can compete with other homes in your price range, you might also want to spend money on drone photos, films, or a 3D tour.


You might need to spend as little as a few hundred dollars or as much as a few thousand dollars to get the attention of the right buyer, depending on your house and the local market.

Advertising can take many forms, from a free Craigslist ad to a lawn sign you bought at the dollar store.

MLS listing

Real estate brokers in your neighborhood find out about homes for sale through the multiple listing service (MLS).

Unfortunately, MLS listings can only be made by licensed agents. However, you can pay organizations (known as flat-fee MLS services) to list your house. A flat-fee MLS listing normally costs between $100 and $300, though this can change based on your region and other extras.

Real estate attorney

You could eventually find yourself in legal problems if your contract to sell has any mistakes in it.

You can discover websites that provide free contract templates. However, we advise hiring a real estate lawyer to examine your contract to ensure that it will be enforceable. This service usually costs $300.

Alternatives to Selling Without a Realtor

There are other options besides FSBO if you want to buy or sell your home for less money. While keeping the advantages of dealing with a listing agent, there are ways to reduce commission costs.

Work with a flat-fee MLS provider.

The majority of flat cost MLS providers let you pick and select the services you require. For instance, you might desire assistance with MLS listing and contract review but decide against a yard sign and video tour.

Many businesses base their pricing on service tiers, while others let you select each service individually. For the most basic service, they normally charge a fixed amount starting at around $100 and going up to over $1,000 for a more expensive package. Some are available at a reduced commission rate, particularly if you require more individualised care.

Flat fee MLS companies are great for individuals who have a few real estate transactions behind their back already and know what they need to do and handle it all by themselves

Should I Sell Without a Realtor?

It takes a lot of work to sell your house without a real estate agent.

Additionally, you probably won’t save much money. In fact, you can wind up getting less money for your house when you sell it than you would have otherwise.

We believe it’s more advisable to engage with a real estate agent unless you reside in a hot real estate market and are a seasoned seller. Throughout the home selling process, it will save you a lot of time and stress.

How a Cash Buyer Can Help Sell your House

There are many benefits of using a cash home buyer when selling your house. The most obvious benefit is that you will receive cash for your house. This can be helpful if you need to move quickly or if you are behind on payments and need to catch up. Another benefit is that you will not have to go through the hassle of showings and open houses. This can be a time-consuming process, especially if you have already moved out of your house. Finally, cash home buyers typically do not require repairs or renovations before they purchase your house. This means that you can sell your house as-is, which can save you time and money

Cash home buyers like Fair Property Buyers buy homes directly from sellers, which saves time. This option can be a good choice if you need to sell your home quickly.  Although the amount of time it takes to sell your home on your own may vary, working with a cash buyer is a fast process. You can close and have cash in hand from Fair Property Buyers in as little as 3 days, depending on the situation. This allows you to move on from your old house and start fresh without having to wait for months or even years to find a qualified buyer. If you are looking for a fast and easy way to sell your house, then selling to a cash home buyer may be the best option for you.

Greg Bilbro

Greg Bilbro

Greg Bilbro is the CEO and co-founder of Fair Property Buyers. After 20 years as a residential Realtor, Greg founded Fair Property Buyers, a nationwide group of real estate professionals committed to helping homeowners sell their problem properties quickly and easily. Fair Property Buyers helps people across the U.S. sell their homes for a fair cash price, without the hassles. Prior to starting Fair Property Buyers, Greg was a Series 7 and 63 securities and registered investment advisor with New York Life and NYLife Securities, where he was named “Rookie of the Year,” and named the youngest Partner in the U.S. Greg is a native of Texas and holds a Bachelor of Science degree in Biochemistry from the University of New Mexico. He currently hangs his hat in Scottsdale, Arizona with his sidekick Frenchie, “Bity".

Submit a Comment

Your email address will not be published. Required fields are marked *